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If a claim is made against your title as covered by your policy, we protect you by, defending your title, in court if necessary, at our expense or we will bear the cost of settling the claim, if it proves to be valid, in order to perfect your title and keep you in possession of the property. Your title insurance policy is your shield of protection and will defend your ownership against loss. You pay the premium for title insurance only once, and it protects you for as long as you and your heirs remain in ownership. Title Insurance assures you that the home that you are purchasing is safely yours. Real estate is such a basic form of wealth that there are many special laws that protect ownership of land and the buildings that are built on it. Your title insurance policy is your shield of protection and will defend your ownership against loss. If a claim is made against your title as covered by your policy, we protect you by, defending your title, in court if necessary, at our expense or we will bear the cost of settling the claim, if it proves to be valid, in order to perfect your title and keep you in possession of the property. As your title company, Southwest Title will perform a title search and uncover any unpaid taxes, mortgages, judgments against current and previous owners, easements and other court actions or recorded documents which can affect the title of the property. Southwest Title Company has a loan service department to facilitate payments on transactions such as, but not limited to Notes secured by Deed of Trust, Notes secured by UCC Financing, Contract of Sale, AITD, Lease Options, Rental Agreements and HOA accounts payable and receivable. Whenever, you buy property, the owner who is selling it to you has rights, as do their family and heirs. Real estate is such a basic form of wealth that there are many special laws that protect ownership of land and the buildings that are built on it. Why do homeowners need title insurance? Because any home, no matter how new or apparently secure, is built on land that has, undoubtedly, had many owners. Why do homeowners need title insurance? 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